Legal
Last updated: November 11, 2026
These Terms of Use govern your use of the Credit 4 Days websites, including book.startcredit4days.com and startcredit4days.com, and the free consultation offered on them. By using the site or booking a consultation, you agree to these terms.
The consultation is a free, no-obligation phone call to review credit report information and explain consumer rights and options. There is no charge for the consultation, and booking one does not commit you to any paid service.
Any paid credit repair services are provided only under a separate written agreement that you sign. That agreement includes the disclosures and rights required by the federal Credit Repair Organizations Act and applicable Florida law, including your right to cancel within three business days without penalty. We do not charge or collect fees for credit repair services before those services are fully performed.
You have the right to dispute inaccurate information in your credit report directly with the credit bureaus and the companies that furnish the information, at no cost. You do not have to use a credit repair company to do this.
Credit 4 Days does not guarantee any specific outcome, score change, or timeline. Accurate, timely, and verifiable information cannot legally be removed from a credit report. Results depend on the facts of each report and on responses from bureaus and furnishers.
Information on this site and shared during a consultation is general and educational. It is not legal, tax, or investment advice. For advice about your specific situation, consult a licensed attorney or financial professional.
By booking a consultation and giving consent, you agree that we may call or text you about your appointment and our services. Message and data rates may apply. Reply STOP to opt out of texts. See our Privacy Policy for details.
The content, logos, and design of this site belong to Credit 4 Days and may not be copied or used without permission.
To the fullest extent permitted by law, Credit 4 Days is not liable for indirect, incidental, or consequential damages arising from your use of this site or the free consultation. The site is provided "as is" without warranties of any kind.
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.
We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.